ASSUMABLE FHA LOAN - ONLY 2.379% Interest Rate!! Monthly payment w/escrows is $1552.32, Maturity Date June 2051, Required Downpayment $109,103.43. No HOA - BRING YOUR INVESTORS - GREAT FOR RENTAL PROPERTY! Spacious Ranch on Private 1.15-Acre Lot - RV Ready & Smart Home Features! Enjoy peaceful living in this charming ranch-style home situated on a generous 1.15-acre private lot. Step into a large vaulted great room featuring a cozy fireplace and built-in bookshelves-perfect for relaxing or entertaining. The home offers a separate dining room and an eat-in kitchen complete with granite countertops, white cabinets, and stainless steel appliances. The oversized owner's suite features a tray ceiling, a ceiling fan, a walk-in closet, and an en-suite bath with a separate soaking tub and shower. Secondary bedrooms are also well-sized and include ceiling fans for added comfort. Outdoor living is just as impressive, with a covered front porch for welcoming guests and a screened-in back porch ideal for relaxing evenings. The driveway has been extended, and gravel has been added beside the garage to create the perfect spot for your RV or boat, complete with a 50-amp plug for easy hookup. The backyard is fully fenced with chain link fencing, making it ideal for pets or a play area. This home also features several smart upgrades, including smart light switches, a Ring doorbell, a smart front door lock, a Wi-Fi-enabled thermostat, and a smart garage door opener. Gutter guards were added in 2021, ideally located near I-85 and conveniently close to local hospitals, grocery stores, restaurants, Chateau Elan and Fort Yargo State Park, as well as the nearby towns of Braselton, Hoschton, and Bethlehem. This property offers the perfect blend of space, privacy, and modern living without the restrictions of an HOA.